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Full Version: [NIP Wizard] fleet car insurance shown and still got a court summons
FightBack Forums > Queries > Speeding and other Criminal Offences
suri
NIP Details and Circumstances
What is the name of the Constabulary? -
Date of the offence: - February 2011
Date of the NIP: - 32 days after the offence
Date you received the NIP: - 35 days after the offence
Location of offence (exact location as it appears on the NIP: important): - hadley road, wolverhampton,
Was the NIP addressed to you? - Yes
Was the NIP sent by first class post, second class or recorded delivery? - First
If your are not the Registered Keeper, what is your relationship to the vehicle? -
How many current points do you have? - 0
Provide a description of events (if you know what happened) telling us as much about the incident as possible - some things that may seem trivial to you may be important, so don't leave anything out. Please do not post personal details for obvious reasons - got stopped fo no insurance, told the officer (who was on his own) that i maybe insured under my mother as a fully comp driver on another car. He then inpounded the car as only the named driver on the insurance is fully comp to drive other cars. And got given a proder.
Later found out that i am insured on a company fleet insurance for a company i work part time for. Handed in producer with this. Then i got a court summons with my producer that i did attached saying that i did not show a valid insurance. i am worried as i am a new driver. Also wanted to know if the police officer would be in court as a witness


NIP Wizard Responses
These were the responses used by the Wizard to arrive at its recommendation:
Have you received a NIP? - Yes
Are you the Registered Keeper of the vehicle concerned (is your name and address on the V5/V5C)? - Yes
Did the first NIP arrive within 14 days? - No
Was there a valid reason for the NIP's late arrival? - Unsure
Although you are the Registered Keeper, were you also the keeper of the vehicle concerned (the person normally responsible for it) at the time of the alleged offence? - Yes
Were you driving? - Yes
Which country did the alleged offence take place in? - England

NIP Wizard Recommendation
Based on these responses the Wizard suggested that this course of action should be considered:
  • The law requires you to provide the information requested in the Section 172 notice within the 28 day period, naming yourself as the driver. If you are considering obtaining formal legal advice, do so before returning the notice.

    You should note that there is nothing to be gained by responding any earlier than you have to at any stage of the process. You are likely to receive a Conditional Offer of a Fixed Penalty (COFP) and further reminder(s). If you want to continue the fight, you should ignore all correspondence from the police until you receive a summons. You need to understand from the outset that while you will receive much help and support from members on the forums, you will need to put time and effort into fighting your case and ultimately be prepared to stand up in court to defend yourself.

Generated by the PePiPoo NIP Wizard v3.3.2: Wed, 23 Mar 2011 11:03:05 +0000
peterguk
So your company insurance clearly states you are insured to drive any car you hop into? (Very unusual). And if so, it covered you at thetime?

If you plead not guilty, the BiB who stopped you will most likely be a witness. Is there a problem with that?
Logician
QUOTE
Later found out that i am insured on a company fleet insurance for a company i work part time for

Was the car you were driving a company car or were you on business for that company? It sounds very unlikely that you would be covered otherwise. You will need very convincing evidence of that in court, and the liklihood is that you will be asked to take the documents to a police station so that it can be verified that you were covered to drive that car at that time for that purpose. The onus is on you to prove you had insurance, not the other way round.
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