Ccs collect, Debt collection letter |
Helping the motorist get justice
Helping the motorist get justice
Ccs collect, Debt collection letter |
 Thu, 1 Jul 2010 - 15:41
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#1
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New Member Group: Members Posts: 4 Joined: 1 Jul 2010 Member No.: 38,658  |
In march I received a 'pcn' from a company called VCS Parking Control requesting immediate payment for £85. When I originally received the so called fine I did as Martin (the money expert) advised and ignored it, I then received a letter through the post ignoring that too as I did the third letter.
I have now received this latest letter from ccs collect requesting settlement stating, and I quote If full payment can be made, we urge it be done now BY RETURN. Our client may take further legal action which could mean additional costs and fees being added to the balance. Please pay the full amount you owe within 7 days to avoid probable further action. The letter is dated 25th June and I recieved it last night (30th). I don't know what to do as I have a perfect credit score and have no wish to jeopardise it over this matter and end up wiu a ccj. Any advice guys??? Leggy |
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Thu, 1 Jul 2010 - 15:41
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Thu, 1 Jul 2010 - 15:42
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#2
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 Member Group: Members Posts: 17,260 Joined: 2 Apr 2008 From: Not in the UK Member No.: 18,483 |
When dealing with "tickets" from private parking companies (PPCs) our advice is to ignore them. For more information about this recommendation and private parking companies, click this link.
--------------------  You are the result of billions of years of evolutionary success. Now act like it. |
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Thu, 1 Jul 2010 - 15:45
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#3
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Member Group: Members Posts: 3,691 Joined: 20 Aug 2008 Member No.: 21,992 |
Yep.
This seems commonplace now, where the dates are such that you have about 24 hours to make a decision or else..... (we'll come onto that in a minute). Its designed to panic you into paying. The 'or else' is actually.... nothing. They won't do anything. They're just trying to scare you into paying. You need to understand that companies cannot simply obtain CCJs against you. They would need to take you to court, win, and then you still refuse to pay. At THAT point they can apply for a CCJ. The truth is they haven't got a case, so they won't take you to court. Even if they did, they certainly wouldn't win. |
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Thu, 1 Jul 2010 - 16:24
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#4
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Member Group: Members Posts: 334 Joined: 13 Nov 2008 Member No.: 24,050 |
QUOTE (le99y @ Thu, 1 Jul 2010 - 16:41)  Our client may take further legal action which could mean additional costs and fees being added to the balance. To get a CCJ, they have to:PPC's always use 'may', 'could', 'might', 'possibly', but never 'will'. There's a reason for that. The letter is dated 25th June and I recieved it last night (30th). I don't know what to do as I have a perfect credit score and have no wish to jeopardise it over this matter and end up wiu a ccj. 1. Issue a claim 2. Win the case 3. You don't pay within 28 days of the judgement. Only then could it possibly affect your credit record. This post has been edited by orford: Thu, 1 Jul 2010 - 16:25 |
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Thu, 1 Jul 2010 - 16:28
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#5
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 Member Group: Members Posts: 12,758 Joined: 7 Jan 2008 From: London Member No.: 16,454 |
..and as it is an imaginary debt, they wouldn't actually start a claim.
-------------------- Dave-o 3-0 LB Waltham Forest.
Goalscorers: B. Alighting 08', G. Fettered 34', I. Markings 42' Dave-o 2-0 LB Islington Goalscorers: V. Locus 82', I. Dates, 87' Dave-o 1-0 LB Redbridge Goalscorer: I. Markings 79' Dave-o 1-0 LB sCamden Goalscorer: I. Dates, 86' |
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Thu, 1 Jul 2010 - 17:06
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#6
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New Member Group: Members Posts: 4 Joined: 1 Jul 2010 Member No.: 38,658 |
I did call them to find out what was going on etc and tell them that the letter had only just arrived, I found this forum after I called (we had a Powercut therefore no Internet)..... now I regret doing that as I fear they may hound me now
I know they can't call me at home as I am ex directory and have call reject for witheld numbers. Shall I ignore all further contact from them?? Leggy 
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Thu, 1 Jul 2010 - 17:14
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#7
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Member Group: Members Posts: 334 Joined: 13 Nov 2008 Member No.: 24,050 |
QUOTE now I regret doing that as I fear they may hound me now At worst, it may mean a couple more letters before they give up QUOTE Shall I ignore all further contact from them?? Yes, no communication with them whatsoever |
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 Thu, 1 Jul 2010 - 18:16
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#8
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New Member Group: Members Posts: 4 Joined: 1 Jul 2010 Member No.: 38,658 |
I'm not likely to have a bailiff or debt collector turn up at my door?? If I did hubby would go bonkers as he told me to pay it and I refused telling him that they couldn't enforce the ticket.
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Thu, 1 Jul 2010 - 18:19
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#9
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 Member Group: Members Posts: 1,129 Joined: 7 Nov 2009 Member No.: 33,505 |
QUOTE (le99y @ Thu, 1 Jul 2010 - 18:16) I'm not likely to have a bailiff or debt collector turn up at my door?? If I did hubby would go bonkers as he told me to pay it and I refused telling him that they couldn't enforce the ticket. If a debt collector turns up then just tell them to go away or you will report them to the police. They are just private citizens with no special powers. The only way "proper" bailiffs would pay you a visit is in the very unlikely event it goes to court, the even more unlikely event you lose, and then you refuse to pay whatever the judge orders, |
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Thu, 1 Jul 2010 - 18:20
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#10
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Member Group: Members Posts: 1,576 Joined: 15 Dec 2007 From: Hampshire Member No.: 16,066 |
Highly unlikely. That costs them money. The business plan relies upon getting as many people as possible to pay up on the basis of their letters. In order for a visit to be cost effective their offices would have to be virtually next door to you, IMHO!!!!
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Thu, 1 Jul 2010 - 18:46
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#11
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Member Group: Members Posts: 7,137 Joined: 20 Sep 2009 Member No.: 32,130 |
QUOTE (le99y @ Thu, 1 Jul 2010 - 19:16) I'm not likely to have a bailiff or debt collector turn up at my door?? If I did hubby would go bonkers as he told me to pay it and I refused telling him that they couldn't enforce the ticket. As others have said, it will not happen. Your OH told you to pay it?! Please show him these replies and links. The CCS Collect letter-chain is well known. The registered keeper will receive a few more letters telling you to pay. Do not panic, do not believe the suggestions on the letters that they may invoke Court/CCJs/dire consequences. They won't! See examples here on MSE of what letters to ignore, look at the Parking Eye letters as they use CCS Collect: http://forums.moneysavingexpert.com/....php?t=2214803 Relax, even if you get more letters (as per the example scans, we can predict you'll get the same). Please read them now so you are ready for the next one and can then laugh when it turns up, there are not many letters then they just fizzle out. Watchdog covered this last month, and their legal bod helpfully confirmed just what we tell everyone to do with private parking tickets (whether you have 'contravened their rules' or not, and whether they have a pretty picture of your car or not): http://www.youtube.com/watch?v=XAIcdi9niHA   If the letters get tiresome you may like to also report the company and their debt collectors for harassment: http://www.nationaldebtline.co.uk/en...=03_harassment But don't forget this is NOT a debt, NOT a fine, just a mickey mouse ticket. Nothing happens, your credit record is NOT affected, no-one knocks on your door. We have all been there/done that several times over, and some people on here deliberately collect private parking tickets! Tell your husband and your friends to read this and watch the Watchdog clip. Never pay a private parking ticket. This post has been edited by SchoolRunMum: Thu, 1 Jul 2010 - 19:07 |
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Thu, 1 Jul 2010 - 22:53
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#12
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Member Group: Members Posts: 56 Joined: 29 May 2010 From: Leeds, UK Member No.: 37,878 |
These private parking companies / debt collectors offices are little more than call centres (at best).
The 'solicitors' they use wouldn't have the legal capacity to bring a case, as they usually have 1 solicitor working there with around say 10 staff on the phones - who simply handle calls, take payments (from the unsuspecting) and send out the irritating chain letters we all know and er, hate. This post has been edited by MD1992: Thu, 1 Jul 2010 - 23:40 |
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Thu, 1 Jul 2010 - 23:15
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#13
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Member Group: Members Posts: 3,039 Joined: 24 Oct 2008 Member No.: 23,506 |
They can send someone to your door, force entry and take your goods - but without a bailiff and without an actual CCJ it would be burglary.
Keep on ignoring. If you're up for some fun, complain to just about every relevant body (CSA, Trading Standards, Police, BPA, etc.). No complaints means no action. -------------------- The content of this post, of any replies to it, and of any preceding it, may be soliciting, or be in response to a solitication for advice as to the formulation of a strategy for action in a legal process. This post, any replies and those preceding, should therefore be assumed to be subject to privilege.
Aims of challenging a council PCN Stroller v local council: 2 accepted, 1 bottled, 1 win, 2 awaiting council's decision. I reserve the right to be wrong. This applies to any part of this post, including this signature. |
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Fri, 2 Jul 2010 - 00:44
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#14
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Member Group: Members Posts: 25 Joined: 2 May 2010 Member No.: 37,268 |
and remember a bailiff cannot come and force entry unless they have gained peaceful entry first. so aslong as you tell them from the outset they are not invited in, they get the message. they can hop over ur back gate and come in through an open window but only to gain peaceful entry.
Dealt with bailiffs a few times originally for myself now on behalf of other people. You can call the police as they will only enforce the law, and if the bailiff breaks it by forcing past you then the bailiff will be arrested 
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Fri, 2 Jul 2010 - 11:44
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#15
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Member Group: Members Posts: 24,644 Joined: 29 Nov 2005 Member No.: 4,323 |
Its a mail based 'business'.
DCAs have no powers - and they know it. -------------------- NOTICE The content of this post and of any replies to it may assist in or relate to the formulation of strategy tactics etcetera in a legal action. This post and any replies to it should therefore be assumed to be legally privileged and therefore must not be disclosed, copied, quoted, discussed, used or referred to outside of the PePiPoo forum on which it was originally posted additionally it must not be disclosed, copied, quoted, discussed, used or referred to by any person or organisation other than a member of PePiPoo appropriately paid up and in full compliance with the PePiPoo terms of use for the forum on which it was originally posted. The PePiPoo terms of use can be found at http://forums.pepipoo.com/index.php?act=boardrules. For the avoidance of doubt, if you are reading this material in any form other than an on-line HTML resource directly and legitimately accessed via a URL commencing "http://forums.pepipoo.com" then it has been obtained by improper means and you are probably reading it in breach of legal privilege. If the material you are reading does not include this notice then it has been obtained improperly and you are probably reading it in breach of legal privilege. Your attention is drawn to the Written Standards for the Conduct of Professional Work issued by the Bar Standards Board particularly under heading 7, "Documents".
Note that I am not legally qualified and any and all statements made are "Reserved". Liability for application lies with the reader. |
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Thu, 12 Aug 2010 - 09:35
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#16
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New Member Group: Members Posts: 4 Joined: 1 Jul 2010 Member No.: 38,658 |
Just a quick update on my thread.
Yesterday I received a letter from CCS Collect dated 6th August, they have sent me a 72 hour notice of home visit and the letter states (and I quote). Despite or previous correspondence your acount remains unpaid. Our client has instructed us to recover the full amount you owe. We are now making arrangements for one of our collectors to visit you at home. The purpose of this visit is to: [/list]Obtain payment or agree a payment arrangement with you [/list]Investigate your mone situation prior to recommentding Court Action You can avoid our collector visiting you by: MAKING PAYMENT TO THIS OFFICE BY RETURN OF POST TELEPHONING THIS OFFICE IMMEDIATELY It is in your own interests to deal with this now. Your account will not be overlooked or forgotten and we intend to resolve this matter to out client's satisfaction. CALL US NOW ON 0844 412 0344 Yours sincerely Scott Mcleary Field Operations Now I know this is just scare tactics and the chances of someone actually coming down to my home are pretty slim; however, I do worry that if on the off chance someone does come down that they force themself into my home and I can't get them to leave. |
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Thu, 12 Aug 2010 - 09:55
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#17
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Member Group: Members Posts: 12,758 Joined: 7 Jan 2008 From: London Member No.: 16,454 |
QUOTE the chances of someone actually coming down to my home are pretty slim The chances are not slim, they are non-existant. For your info though, DCAs are not bailliffs, and have no powers whatsowever. Where a bailliff (with a valid warrant) can gain entry NON-forcefully and remove items, a DCA can only stand on your doorstep and ask you to pay. A DCA has no more power than you or me. This is all moot anyway, as they do not call round. They just put that to scare people. -------------------- Dave-o 3-0 LB Waltham Forest.
Goalscorers: B. Alighting 08', G. Fettered 34', I. Markings 42' Dave-o 2-0 LB Islington Goalscorers: V. Locus 82', I. Dates, 87' Dave-o 1-0 LB Redbridge Goalscorer: I. Markings 79' Dave-o 1-0 LB sCamden Goalscorer: I. Dates, 86' |
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Thu, 12 Aug 2010 - 09:58
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#18
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Member Group: Members Posts: 24,644 Joined: 29 Nov 2005 Member No.: 4,323 |
as an unagreed home visit is against OFT rules/guidelines the chances are exceedingly slim.
plus they know they have no powers and would just be wasting time and petrol to only be told to get lost. the (cough) 'business model' is based on mail. -------------------- NOTICE The content of this post and of any replies to it may assist in or relate to the formulation of strategy tactics etcetera in a legal action. This post and any replies to it should therefore be assumed to be legally privileged and therefore must not be disclosed, copied, quoted, discussed, used or referred to outside of the PePiPoo forum on which it was originally posted additionally it must not be disclosed, copied, quoted, discussed, used or referred to by any person or organisation other than a member of PePiPoo appropriately paid up and in full compliance with the PePiPoo terms of use for the forum on which it was originally posted. The PePiPoo terms of use can be found at http://forums.pepipoo.com/index.php?act=boardrules. For the avoidance of doubt, if you are reading this material in any form other than an on-line HTML resource directly and legitimately accessed via a URL commencing "http://forums.pepipoo.com" then it has been obtained by improper means and you are probably reading it in breach of legal privilege. If the material you are reading does not include this notice then it has been obtained improperly and you are probably reading it in breach of legal privilege. Your attention is drawn to the Written Standards for the Conduct of Professional Work issued by the Bar Standards Board particularly under heading 7, "Documents".
Note that I am not legally qualified and any and all statements made are "Reserved". Liability for application lies with the reader. |
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Thu, 12 Aug 2010 - 10:07
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#19
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Member Group: Members Posts: 7,137 Joined: 20 Sep 2009 Member No.: 32,130 |
They definitely, definitely don't visit.
That letter was mentioned in the MSE thread I linked you to in my reply on 1st July (under G24 who also use CCS Collect): http://forums.moneysavingexpert.com/....php?t=2214803 Taxiphil on MSE has kindly posted the CCS letter-chain - and you've now passed go and they will NOT collect £200! As he says, he has also deliberately parked there again and triggered the same letter-chain all over again just to cost them money: http://forums.moneysavingexpert.com/showpo...mp;postcount=15 So that's it then, no more letters. Tell your OH you were right and spread the word to your friends as well. This post has been edited by SchoolRunMum: Thu, 12 Aug 2010 - 10:08 |
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