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Driving without insurance
Vision1
post Sun, 26 Nov 2017 - 13:28
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Hi guys I got caught driving without insurance as I sold my car yesterday and he said to keep it running untill tomorrow so I started my insurance next day at 9:00 but I started driving at 8 40 as I didn't think anything for the 20 minutes but as I got to the end of the street a cyclist went over the give way line as I was on the main road came straight in front my car? I don't know why maybe they wanted a insurance claim so now the police got called I explained the situation and they said at the time of incident you had no insurance as it started at 9 and it happened at 8 40.
Now what they said you have been cautioned you have the right to remain silence .... They said I would be getting 6 points driving without insurance and 3 points. So what does you have been cautioned mean?

I posted this here http://forums.moneysavingexpert.com/showth...50120#topofpage
And they told me to post It here just wondering if there is a chance I would bet let off for the sake of 20 mins

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post Sun, 26 Nov 2017 - 13:28
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southpaw82
post Sat, 2 Dec 2017 - 15:37
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QUOTE (peterguk @ Sat, 2 Dec 2017 - 14:32) *
QUOTE (Vision1 @ Sat, 2 Dec 2017 - 14:27) *
How long will it take for it come through as i have heard nothing since then? is it 14 days or they can take however long the like?


If you were warned you might be prosecutred when you were stopped, then the 14 day period is irrelevant.



And, further, no warning is required at all for the offence of no insurance.


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Any comments made do not constitute legal advice and should not be relied upon. No lawyer/client relationship should be assumed nor should any duty of care be owed.
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Vision1
post Wed, 10 Jan 2018 - 23:23
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I got caught driving without insurance after an accident as I started driving 20 minutes before my insurance.
So I got a call after 1 month saying they need to do paperwork which is going to take 5 minutes and will be coming to my home. Can they still give me a nip after 1 month after this incident?

Thanks
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southpaw82
post Wed, 10 Jan 2018 - 23:27
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No NIP is required for that offence.


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Any comments made do not constitute legal advice and should not be relied upon. No lawyer/client relationship should be assumed nor should any duty of care be owed.
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roythebus
post Wed, 10 Jan 2018 - 23:40
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And still we are none the wiser to the answer to any of the questions here.
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southpaw82
post Wed, 10 Jan 2018 - 23:57
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I only realised I’d previously answered the question he just asked when I merged his old and new threads, which he’d posted in breach of the forum rules.


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NewJudge
post Thu, 11 Jan 2018 - 09:15
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QUOTE (Vision1 @ Wed, 10 Jan 2018 - 23:23) *
So I got a call after 1 month saying they need to do paperwork which is going to take 5 minutes and will be coming to my home.


Who are "they"?
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samthecat
post Thu, 11 Jan 2018 - 09:23
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QUOTE (NewJudge @ Thu, 11 Jan 2018 - 09:15) *
QUOTE (Vision1 @ Wed, 10 Jan 2018 - 23:23) *
So I got a call after 1 month saying they need to do paperwork which is going to take 5 minutes and will be coming to my home.


Who are "they"?


Presumably the Police who are investigating the incident....

OP - There is one simple question you need to answer (not necessarily to us but to the officers), were you insured at the relevant time. From previous posts you were advised to contact your insurance company and ask, have you done this?

No point trying to find a loophole when there may not be an offence in the first place!


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If it looks like a duck, swims like a duck, and quacks like a duck, then it probably is a duck.
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