Driving without insurance |
Driving without insurance |
Sat, 3 Feb 2018 - 11:33
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New Member Group: Members Posts: 3 Joined: 3 Feb 2018 Member No.: 96,300 |
So bit of background- I got stopped by the police for driving without insurance in October 2017.
I know it sounds a cliche but genuinely didn’t realise the car wasn’t covered. I thought my insurance company had changed the details over to my new car earlier in the year and I had actually been paying a direct debit to the insurance company all year but turns out i was still paying for my old car even though I sold it at the beginning of the year. They said I would get a fixed penalty notice for a fine and 6 points through the post and they impounded the car and I then sorted out new insurance and paid to get the car back. I then didn’t receive anything though the post so stupidly forgot about it all. Today I’ve now received a single justice procedure notice asking me to plead guilty or not guilty within 21 days. I’m planning to plead guilty under the SJP which means the magistrate will make a decision without a formal court hearing and I’ll be sent details of any sentence and fine and told if the magistrate decides I need to go to court. I was planning to write in the mitigation section of the form that I thought I had changed the insurance over and that I can prove I had been paying the insurance company all year and why would I carry on paying if I was trying to get away with not insuring my car. Do you think it’s worth sending them copies of my bank statements showing the transaction to my insurance company when I send the letter back? Also does anyone have any idea what the sentencing would be? I’m paranoid I’m going to lose my licence. I don’t have any points on it at the moment and I’ve had it for nearly 16 years. Thanks in advance |
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