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Driving without insurance
kmcly1234
post Sat, 3 Feb 2018 - 11:33
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Joined: 3 Feb 2018
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So bit of background- I got stopped by the police for driving without insurance in October 2017.

I know it sounds a cliche but genuinely didn’t realise the car wasn’t covered. I thought my insurance company had changed the details over to my new car earlier in the year and I had actually been paying a direct debit to the insurance company all year but turns out i was still paying for my old car even though I sold it at the beginning of the year.

They said I would get a fixed penalty notice for a fine and 6 points through the post and they impounded the car and I then sorted out new insurance and paid to get the car back.
I then didn’t receive anything though the post so stupidly forgot about it all.

Today I’ve now received a single justice procedure notice asking me to plead guilty or not guilty within 21 days.

I’m planning to plead guilty under the SJP which means the magistrate will make a decision without a formal court hearing and I’ll be sent details of any sentence and fine and told if the magistrate decides I need to go to court.
I was planning to write in the mitigation section of the form that I thought I had changed the insurance over and that I can prove I had been paying the insurance company all year and why would I carry on paying if I was trying to get away with not insuring my car.

Do you think it’s worth sending them copies of my bank statements showing the transaction to my insurance company when I send the letter back?

Also does anyone have any idea what the sentencing would be? I’m paranoid I’m going to lose my licence. I don’t have any points on it at the moment and I’ve had it for nearly 16 years.
Thanks in advance
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Posts in this topic
- kmcly1234   Driving without insurance   Sat, 3 Feb 2018 - 11:33
- - notmeatloaf   Have you asked your insurance company if they woul...   Sat, 3 Feb 2018 - 11:44
- - The Rookie   It really would have been better to start sorting ...   Sat, 3 Feb 2018 - 11:49
- - kmcly1234   Hi thanks very much for your reply. I have alread...   Sat, 3 Feb 2018 - 11:50
|- - peterguk   QUOTE (kmcly1234 @ Sat, 3 Feb 2018 - 11...   Sat, 3 Feb 2018 - 11:52
|- - jewels2009   QUOTE (kmcly1234 @ Sat, 3 Feb 2018 - 11...   Sat, 3 Feb 2018 - 13:09
|- - Churchmouse   QUOTE (kmcly1234 @ Sat, 3 Feb 2018 - 11...   Sat, 3 Feb 2018 - 15:37
|- - southpaw82   QUOTE (Churchmouse @ Sat, 3 Feb 2018 - 1...   Sat, 3 Feb 2018 - 16:58
|- - cp8759   QUOTE (southpaw82 @ Sat, 3 Feb 2018 - 16...   Sat, 3 Feb 2018 - 18:10
- - kmcly1234   QUOTE (The Rookie @ Sat, 3 Feb 2018 - 11...   Sat, 3 Feb 2018 - 11:55
|- - StuartBu   QUOTE (kmcly1234 @ Sat, 3 Feb 2018 - 11...   Sat, 3 Feb 2018 - 14:07
|- - peterguk   QUOTE (peterguk @ Sat, 3 Feb 2018 - 11...   Sat, 3 Feb 2018 - 15:55
- - DancingDad   Check the T&Cs and policy wording of the insur...   Sat, 3 Feb 2018 - 11:57
|- - cp8759   QUOTE (DancingDad @ Sat, 3 Feb 2018 - 11...   Sat, 3 Feb 2018 - 12:59
- - Redivi   Why did you think that the insurance company had c...   Sat, 3 Feb 2018 - 13:29
- - notmeatloaf   Did you email the chief executive, push it as far ...   Sat, 3 Feb 2018 - 14:23
- - The Rookie   Unfortunately not addressing it for the 4 months h...   Sat, 3 Feb 2018 - 18:34
- - NewJudge   QUOTE (The Rookie @ Sat, 3 Feb 2018 - 18...   Sat, 3 Feb 2018 - 23:35
- - notmeatloaf   I think if the OP apologises to the court and says...   Sun, 4 Feb 2018 - 10:04
- - jewels2009   We need tge OP to come back andbgive a bit more me...   Sun, 4 Feb 2018 - 10:28
|- - Churchmouse   QUOTE (jewels2009 @ Sun, 4 Feb 2018 - 10...   Sun, 4 Feb 2018 - 12:52
|- - notmeatloaf   QUOTE (Churchmouse @ Sun, 4 Feb 2018 - 1...   Sun, 4 Feb 2018 - 13:04
|- - Logician   QUOTE (notmeatloaf @ Sun, 4 Feb 2018 - 1...   Sun, 4 Feb 2018 - 13:18
|- - Churchmouse   QUOTE (Logician @ Sun, 4 Feb 2018 - 13...   Tue, 6 Feb 2018 - 19:08
- - jewels2009   So the Consumer Act 2012 has replaced the Princip...   Tue, 6 Feb 2018 - 19:53
- - Churchmouse   QUOTE (jewels2009 @ Tue, 6 Feb 2018 - 19...   Thu, 8 Feb 2018 - 21:32


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