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"Holding payment" parking charges. Delays to refund
Redivi
post Wed, 15 May 2019 - 08:55
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CP+ hospital parking story but could apply anywhere

When using a credit card to check in and check out again, the company charges for a whole day then refunds what isn't used
There can be a delay before the excess returns to the account

I recall a similar complaint about ASDA petrol stations a few months ago
My local Tesco authorises £99 when I pay at the pump but don't know if the payment actually leaves the account

https://www.theguardian.com/money/2019/may/...-holding-charge

Far fetched but what in theory prevents a company adding a £100 holding charge as a deposit against breaches of terms and conditions?

This post has been edited by Redivi: Wed, 15 May 2019 - 08:58
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post Wed, 15 May 2019 - 08:55
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The Rookie
post Wed, 15 May 2019 - 17:02
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If an amount is authorised it doesn’t leave your account but will count against your credit limit (if you’re close that may matter) for a while, in some cases it can sit there for a few days as the final transaction doesn’t always cancel the authorised amount.

This post has been edited by The Rookie: Wed, 15 May 2019 - 17:03


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Charlie1010
post Wed, 15 May 2019 - 17:41
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Once I had to phone a company to ‘deauthorise’ a deposit as it was held for nearly a week and I needed all the available credit.
Ironically it was a motorbike shop where I bought the bike for which the authorisation was the deposit!
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