No Insurance after using cash and carry, What does fully comp mean. Options

[LOVESFILM2]

Over the weekend a good friend of mine borrowed his brothers people carrier to go the cash and carry as their family were having a forth coming wedding and stocking up on food and drink.
A was stopped by police and told that even though he had fully comp insurance and his brothers permission to drive his fully comp vehicle , he was not insured to carry goods bought from cash and carry.
The vehicle was impounded and he was told he would be reported for no insurance.
His brother paid £150 to get the vehicle back and now they wait to be prosecuted. They both have many years no claims and regulary use cash and carries as they have big families.
I dont believe this is right as it could be said we all do the same using supermarkets.
Any help on the best way to proceed to stop this madness, thank you

[baroudeur]

Saga offer genuine cover for non named drivers to drive your vehicle in an Emergency as an enhancement to their normal driving other cars benefit as it's a feature their clientele would see as a useful benefit.

An unspecified driver being permitted to drive the insured's vehicle in an emergency is not DOV.

However, if the 'emergency' driver has their own vehicle insurance the chances are that there will be DOV cover with that policy. In the event of a claim during the emergency which insurer would pick up the bill?

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[cp8759]

Saga offer genuine cover for non named drivers to drive your vehicle in an Emergency as an enhancement to their normal driving other cars benefit as it's a feature their clientele would see as a useful benefit.

An unspecified driver being permitted to drive the insured's vehicle in an emergency is not DOV.

However, if the 'emergency' driver has their own vehicle insurance the chances are that there will be DOV cover with that policy. In the event of a claim during the emergency which insurer would pick up the bill?

They'd agree it amongst themselves how to split it.