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CCJ - Gemini Parking, HELP!!
Trixie2
post Fri, 22 Sep 2017 - 15:09
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Hello all and thanks in advance for your help here.

I was recently turned down for a credit card, which really surprised me as I know I have a good credit rating. When I got home I looked at my credit file and to my horror someone had taken out a CCJ against me, at my old address.

After a lot of digging it turns out it's a PPC. The ticket was received in January 2016 by Gemini Parking. I remember the day - the machine would not accept the driver's coins and when the button for help was pressed no one answered. No choice but to leave the premises and a couple of weeks later a ticket arrived in the post to me as the registered keeper. I was so busy with an incredibly stressful house move that kept almost falling through at the last minute, that I thought I'd appeal later. I forgot.

We eventually completed and on March 1st 2016 we moved house. We had a redirection on our post for a few weeks - plus I updated my details with the DVLA.

Now fast forward to today and I find out indirectly that in January 2017 they went to court in Northampton and got a CCJ completely without my knowledge. The court said the mail was never sent back to them - not much I can do about that as I don't know the new owners.

They said I can either pay the debt and the CCJ will remain on file for 6 years, or I can pay £255 to apply to have it set aside. Problem with that is, the judge might not find in my favour and then I still have to pay £260 for the debt.

What on earth do I do?? Should they have attempted to double check my address when they went to court?

Any help will be greatly appreciated.

Thanks.

This post has been edited by Trixie2: Thu, 28 Sep 2017 - 12:44
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post Fri, 22 Sep 2017 - 15:09
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nosferatu1001
post Thu, 30 Aug 2018 - 13:00
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FOr payments - have you seen any account details? Might be on payment slips
You could ring up and pretend to be paying a PCN, see what they say. Say you want to pay via bank transfer.

A search found Woodford green but no details.

Redivi - woud the maildrop be forced to proide the forwarding address if bailiffs turned up?
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whjohnson
post Thu, 30 Aug 2018 - 14:55
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Would it not be up to the bailiff company to use a tracing service, then add the cost of that onto the monies Trixie is trying to recover?

Would it work if she just send the bailiff the business address in her possession and then leave the rest up to them?

This post has been edited by whjohnson: Thu, 30 Aug 2018 - 14:56
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Fluffykins
post Thu, 30 Aug 2018 - 15:46
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For amusement:
http://www.theexecutivemagazine.com/7704/b...rious-industry/

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ManxRed
post Thu, 30 Aug 2018 - 15:51
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Without wanting to digress too much, what in holy f***'s name is "the UK’s only “values-based” Car Park Management Company"


--------------------
Sometimes I use big words I don't understand in an effort to make myself sound more photosynthesis.
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whjohnson
post Thu, 30 Aug 2018 - 16:19
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"The public would naturally benefit from knowing who is being the fairest and most responsive. If you want to better understand the values and culture of a company you also must judge the person leading that organisation........."



Ok, so in the interests of transparency for the customer, how about a physical contact address for the 'Organisation Leader' then?


Words fail me...........!
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Jlc
post Thu, 30 Aug 2018 - 16:28
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Whatever we may think about DCBL enforcing writs, perhaps it’s worth giving them a call to assist? (They will trace etc.)


--------------------
RK=Registered Keeper, OP=Original Poster (You!), CoFP=Conditional Offer of Fixed Penalty, NtK=Notice to Keeper, NtD=Notice to Driver
PoFA=Protection of Freedoms Act, SAC=Safety Awareness Course, NIP=Notice of Intended Prosecution, ADR=Alternative Dispute Resolution
PPC=Private Parking Company, LBCCC=Letter Before County Court Claim, PII=Personally Identifiable Information

Private Parking - remember, they just want your money and will say almost anything to get it.
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ostell
post Thu, 30 Aug 2018 - 16:32
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How about the registered address? Probably an accountant who will not be best pleased.

13-17 High Beech Road, Loughton, Essex, IG10 4BN

This post has been edited by ostell: Thu, 30 Aug 2018 - 16:33
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Trixie2
post Thu, 30 Aug 2018 - 16:38
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I'm tempted to pay the address a visit to see who or what is there.

In they meantime I got this from the BPA - I guess they're saying there's been no breach:

Thank you for your email in connection to Gemini Parking Solutions, who as members of the BPA’s Approved Operator Scheme are required to abide by our Code of Practice. Our remit is to investigate breaches of our Code of Practice and to bring about rectification. We do this when we receive evidence of a breach. If you wish to review our Code it can be found on our website: www.britishparking.co.uk/write/Documents/AOS/AOS_Code_of_Practice_January_2018.pdf

Further to the below, I can advise that parking charge notices are issued in a number of ways, but if sent by post, the address details the parking operator will use will be those which have been supplied by the DVLA, and so it is important to ensure that the address details are accurate at all times. Unpaid charges will be escalated to debt recovery and can potentially result in a CCJ. However, if the matter has been contested in court, and if a court has ruled that a private company has to pay outstanding money then I trust that they will be paid in due course. This is not a scenaro we have the authority to instruct our members in.

Our Code is dedicated to parking enforcement and sets out advisory guidelines, which you will see if you review the link above. With that in mind, if you have evidence of a breach of a point raised within our Code (and legal action is not covered within our Code) the please supply this along with any supporting evidence by return.

I trust this is of use.

Kind regards

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cabbyman
post Thu, 30 Aug 2018 - 16:39
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I wonder if Bailliff Advice Online may be worth a call. I seem to recall that in order to get effective recovery, it was necessary for the bailliffs to be given a single address where they could obtain payment or distrain for goods. If that address produced nothing, a further application was necessary.

This needs researching very carefully before you commit yourself. The debt won't go away but it could be a rigmarole if you need 2-3 attempts at it.


--------------------
Cabbyman 10 PPCs 0
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henrik777
post Thu, 30 Aug 2018 - 16:39
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Ask Royal Mail.
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Trixie2
post Thu, 30 Aug 2018 - 17:04
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I have just come home to a cheque from Gladstones for £659.65!!
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ostell
post Thu, 30 Aug 2018 - 17:13
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Oh what a shame, I was so looking forward to seeing you on "Can't Pay we'll take it away"

Next test is will it be a rubber cheque.
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Trixie2
post Thu, 30 Aug 2018 - 17:28
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Yeah I'm kind'a discounted too ha! I was thinking the same thing re whether it's rubber. I'll keep you posted.
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whjohnson
post Thu, 30 Aug 2018 - 21:25
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Bang on! That'll hopefully cool their ardour for a while.
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SchoolRunMum
post Thu, 30 Aug 2018 - 22:55
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QUOTE (Trixie2 @ Thu, 30 Aug 2018 - 18:04) *
I have just come home to a cheque from Gladstones for £659.65!!

Yay, take a photocopy and frame it, before you pay it in! biggrin.gif
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Trixie2
post Fri, 31 Aug 2018 - 08:59
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Haha Schoolrunmum! I'm intrigued by the fact the cheque came from Gladstones and not Gemini. Same company I wonder?!
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Redivi
post Fri, 31 Aug 2018 - 09:13
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IIRC it's perfectly normal that the cheque comes from the solicitor, not its client

There is the other possibility that the costs are entirely the result of Gladstones messing up and they don't want to tell Gemini
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Quicksilver
post Fri, 31 Aug 2018 - 09:17
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I am sure that Gladstones will bill their client for everything possible.
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