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Caught doing 100pmh, dual carriageway, unmarked police car, first motoring offence
mart321
post Mon, 4 Sep 2017 - 21:30
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Hi, I was caught doing 104 mph by an unmarked police car today, he had me on his video dash cam. He also noted I wasn't indicating and driving too close to other cars (this is not my normal driving style)

This is my first offence, I have never had points on my licence, I have been driving 7 years.

He appeared to write up the offence as driving at 100mph on his statement and said speedometer can sometimes be 1-2 mph out.

I have been told I will be summoned to court. Can anyone tell me if the dashcam footage will be used to support the case against me? As it wasn't my finest hour, it would also show me going above 100mph and not driving particularly well

Am I likely to be banned with it being my first ever motoring offence?

Thanks in advance

This post has been edited by mart321: Mon, 4 Sep 2017 - 21:32
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post Mon, 4 Sep 2017 - 21:30
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mart321
post Fri, 1 Dec 2017 - 23:25
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QUOTE (Jlc @ Fri, 1 Dec 2017 - 17:58) *
Your no claims is not affected if that’s what you mean.

Check whether you need to notify your insurer now or at renewal.


Hi thanks for the reply, what I mean is, is my insurance now void? Will I need to reinsure once my ban is up. My policy is not due for renewal until the end of March, do I still have that insurance, will I be insured to drive once the bam is up. If I have to notify them will there be an increase for the rest of the policy? I have already paid for the full year.

Also how much are my premiums likely to increase as a result of this ban?
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peterguk
post Fri, 1 Dec 2017 - 23:29
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QUOTE (mart321 @ Fri, 1 Dec 2017 - 23:25) *
is my insurance now void? Will I need to reinsure once my ban is up. My policy is not due for renewal until the end of March, do I still have that insurance, will I be insured to drive once the bam is up. If I have to notify them will there be an increase for the rest of the policy? I have already paid for the full year.


Start by reading your insurance T&Cs. If you're not sure, call them and ask.


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southpaw82
post Fri, 1 Dec 2017 - 23:34
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QUOTE (mart321 @ Fri, 1 Dec 2017 - 23:25) *
QUOTE (Jlc @ Fri, 1 Dec 2017 - 17:58) *
Your no claims is not affected if that’s what you mean.

Check whether you need to notify your insurer now or at renewal.


Hi thanks for the reply, what I mean is, is my insurance now void? Will I need to reinsure once my ban is up. My policy is not due for renewal until the end of March, do I still have that insurance, will I be insured to drive once the bam is up. If I have to notify them will there be an increase for the rest of the policy? I have already paid for the full year.

Also how much are my premiums likely to increase as a result of this ban?

The normal wording of a policy is "holds or has held, and is not disqualified from holding, a licence...". Call them up and ask them, rather than us, as we can only guess.


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Any comments made do not constitute legal advice and should not be relied upon. No lawyer/client relationship should be assumed nor should any duty of care be owed.
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