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Uninsured driver no FPN issued at time of stop
Son of Captain A
post Sun, 8 Jul 2018 - 18:36
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Hi all,

Hoping for a bit of advice on the following please!

Bit of an odd one here.

I paid for our fully comp insurance on our car at time of purchase - full annual policy.

My girlfriend was stopped last week and was cautioned by a police officer for driving without insurance. We were both hugely surprised - it transpired insurance co had tried to charge the wrong bank card (the one I initially bought the policy with) even though I had used a different card to pay for it on the call. They are checking the phone call and contacting me tomorrow (9.7) with further info. They had cancelled the policy - my partner had missed the letter assuming it was marketing stuff. This is totally our fault obviously on the letter front.

Police officer very sympathetic at time of stop (maybe two pretty girls driving had something to do with it!).

He took a statement and as mentioned cautioned her. He said that she might get a NIP in the post but sometimes these never get issued. She got temp cover via a phone call (they said she didn't need to declare the points with this, am guessing as she hasn't plead not/guilty yet) but they didn't require any proof of this cover.

My questions:

Should she have been given a FPN at the time with a ticket number etc?
Should the officer have taken her licence away to add the points to it?

Thanks for the advice. All seems a bit odd as she was not given ANYTHING by the officer - no paperwork at all.



This post has been edited by Son of Captain A: Sun, 8 Jul 2018 - 18:37

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post Sun, 8 Jul 2018 - 18:36
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The Rookie
post Tue, 17 Jul 2018 - 04:55
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Who does he contact? As has been mentioned above you need to talk to the right people, otherwise it’s a waste of time.

There is no such thing as a law abiding motorist, just those who have been scammed and those yet to be scammed!

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