PePiPoo Helping the motorist get justice Support health workers

Welcome Guest ( Log In | Register )

Knocked off Push Bike - RTA -Hit and Run
ian505050
post Mon, 24 Feb 2020 - 15:05
Post #1


Member


Group: Members
Posts: 46
Joined: 8 Sep 2015
Member No.: 79,277




At the weekend I was knocked off my pushbike as I turned into a side street. A taxi driver somehow managed not to see me.
He jumped out of his Taxi and hurled abuse at me stating I was cutting the corner. I then pointed out the position of his car was clearly about 1.5 meters on the wrong side of the road and it was clearly his fault. Anyway at this point he approached me and tried to thump me so I cycled off.
Obviously I felt annoyed and frustrated that this buffoon could have squashed me but I got over it quite fast. Then when I got home I realised I that this was a Hit-and-run on my behalf but I only left the scene as I did not want to get into a kerfuffle with the aggressive taxi driver.

I have a few questions that hopefully you can provide some assistance.

1.) I have a car licence/insurance but often cycle to work. If I have an RTA with a car when on my push bike would this have any negative effect on my insurance for my cars and motorbikes in the future?

2.) When riding my push bike through Bradford it’s almost a certainty that I will be involved in a RTA due to the poor car drivers. How could I claim from a motorist next time they knock me off? Could I purchase some form of cycle insurance that will fight a claim on my behalf?
Go to the top of the page
 
+Quote Post
 
Start new topic
Replies (1 - 11)
Advertisement
post Mon, 24 Feb 2020 - 15:05
Post #


Advertise here!









Go to the top of the page
 
Quote Post
The Rookie
post Mon, 24 Feb 2020 - 15:23
Post #2


Member


Group: Members
Posts: 56,196
Joined: 9 Sep 2003
From: Warwickshire
Member No.: 317



1/ Nope
2/ Yes you can get insurance, or make a claim against the driver yourself.


--------------------
There is no such thing as a law abiding motorist, just those who have been scammed and those yet to be scammed!

S172's
Rookies 1-0 Kent

Council PCN's
Rookies 1-0 Warwick
Rookies 1-0 Birmingham

PPC PCN's
Rookies 10-0 PPC's
Go to the top of the page
 
+Quote Post
Logician
post Mon, 24 Feb 2020 - 15:30
Post #3


Member


Group: Members
Posts: 13,572
Joined: 28 Mar 2010
Member No.: 36,528



1. I would not think so, typically insurers ask about previous claims on your motor policy, or accidents when driving your car, not other accidents.

2. A helmet cam seems the best bet at capturing the car number and establishing liability. A cycle policy will cover you for public liability, accidental damage and personal injury. No doubt if they can see the possibility of a claim against a third party they will consider pursuing it. LINK


--------------------



Go to the top of the page
 
+Quote Post
mickR
post Mon, 24 Feb 2020 - 18:19
Post #4


Member


Group: Members
Posts: 7,235
Joined: 5 Jan 2007
From: England
Member No.: 9,919



How is it a hit and run on your behalf? You said he hit you??
Did you get any of his details?
Did you report the accident to the police?
Did you report an attempt of assult to the police?
Go to the top of the page
 
+Quote Post
stamfordman
post Mon, 24 Feb 2020 - 18:20
Post #5


Member


Group: Members
Posts: 23,582
Joined: 12 Feb 2013
From: London
Member No.: 59,924



This case shows why it is important for cyclists to be insured:

https://www.theguardian.com/law/2020/feb/24...ooking-at-phone
Go to the top of the page
 
+Quote Post
mdann52
post Mon, 24 Feb 2020 - 20:11
Post #6


Member


Group: Members
Posts: 272
Joined: 19 Aug 2016
Member No.: 86,499



QUOTE (mickR @ Mon, 24 Feb 2020 - 18:19) *
How is it a hit and run on your behalf? You said he hit you??
Did you get any of his details?
Did you report the accident to the police?


Is there a requirement for a pedal cycle to stop following an accident or report it to the police? IMO not, as S170 doesn't seem to cover this at all, from either parties point of view.

Guessing there is a careless driving argument to this, but if details weren't exchanged at scene I don't think this is an angle that can be pursued.

This post has been edited by mdann52: Mon, 24 Feb 2020 - 20:13
Go to the top of the page
 
+Quote Post
mickR
post Mon, 24 Feb 2020 - 20:40
Post #7


Member


Group: Members
Posts: 7,235
Joined: 5 Jan 2007
From: England
Member No.: 9,919



You appear to constantly refer to this as if it was your fault.
Go to the top of the page
 
+Quote Post
cp8759
post Mon, 24 Feb 2020 - 21:26
Post #8


Member


Group: Members
Posts: 38,006
Joined: 3 Dec 2010
Member No.: 42,618



QUOTE (ian505050 @ Mon, 24 Feb 2020 - 15:05) *
2.) When riding my push bike through Bradford it’s almost a certainty that I will be involved in a RTA due to the poor car drivers. How could I claim from a motorist next time they knock me off? Could I purchase some form of cycle insurance that will fight a claim on my behalf?

Get a helmet cam so you can capture number plates. Then you can claim off their insurance or, if they're uninsured, you can claim against the MiB.


--------------------
If you would like assistance with a penalty charge notice, please post a thread on https://www.ftla.uk/index.php
Go to the top of the page
 
+Quote Post
The Rookie
post Tue, 25 Feb 2020 - 08:18
Post #9


Member


Group: Members
Posts: 56,196
Joined: 9 Sep 2003
From: Warwickshire
Member No.: 317



QUOTE (stamfordman @ Mon, 24 Feb 2020 - 18:20) *
This case shows why it is important for cyclists to be insured:

https://www.theguardian.com/law/2020/feb/24...ooking-at-phone

Or learn the legal system and make sure you counterclaim....


--------------------
There is no such thing as a law abiding motorist, just those who have been scammed and those yet to be scammed!

S172's
Rookies 1-0 Kent

Council PCN's
Rookies 1-0 Warwick
Rookies 1-0 Birmingham

PPC PCN's
Rookies 10-0 PPC's
Go to the top of the page
 
+Quote Post
Colin_S
post Tue, 25 Feb 2020 - 08:31
Post #10


Member


Group: Members
Posts: 291
Joined: 12 Jan 2013
Member No.: 59,321



I joined British Cycling to both get liability insurance and to support a (IMO) worthwhile organisation - https://www.britishcycling.org.uk/membership
Go to the top of the page
 
+Quote Post
southpaw82
post Tue, 25 Feb 2020 - 11:25
Post #11


Member


Group: Members
Posts: 33,610
Joined: 2 Apr 2008
From: Not in the UK
Member No.: 18,483



QUOTE (Colin_S @ Tue, 25 Feb 2020 - 08:31) *
I joined British Cycling to both get liability insurance and to support a (IMO) worthwhile organisation - https://www.britishcycling.org.uk/membership

I’ve dealt with them a few times - I’ve refused to act because they don’t pay market rates (for insurance work). Always bear in mind with insurance that covers legal fees that you will often get what your insurance company pays for.


--------------------
Moderator

Any comments made do not constitute legal advice and should not be relied upon. No lawyer/client relationship should be assumed nor should any duty of care be owed.
Go to the top of the page
 
+Quote Post
Colin_S
post Tue, 25 Feb 2020 - 12:06
Post #12


Member


Group: Members
Posts: 291
Joined: 12 Jan 2013
Member No.: 59,321



QUOTE (southpaw82 @ Tue, 25 Feb 2020 - 12:25) *
QUOTE (Colin_S @ Tue, 25 Feb 2020 - 08:31) *
I joined British Cycling to both get liability insurance and to support a (IMO) worthwhile organisation - https://www.britishcycling.org.uk/membership

I’ve dealt with them a few times - I’ve refused to act because they don’t pay market rates (for insurance work). Always bear in mind with insurance that covers legal fees that you will often get what your insurance company pays for.


Fortunately I've not needed to explore the 'benefits' of their insurance cover thus far despite the best efforts of countless drivers to take me out....

Hope I've not just tempted fate!
Go to the top of the page
 
+Quote Post

Reply to this topicStart new topic
1 User(s) are reading this topic (1 Guests and 0 Anonymous Users)
0 Members:

 



Advertisement

Advertise here!

RSS Lo-Fi Version Time is now: Thursday, 28th March 2024 - 12:15
Pepipoo uses cookies. You can find details of the cookies we use here along with links to information on how to manage them.
Please click the button to accept our cookies and hide this message. We’ll also assume that you’re happy to accept them if you continue to use the site.
IPS Driver Error

IPS Driver Error

There appears to be an error with the database.
You can try to refresh the page by clicking here