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[NIP Wizard] Unaware of car park incident
playdoface2
post Fri, 6 Oct 2017 - 07:04
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NIP Details and Circumstances
What is the name of the Constabulary? -
Date of the offence: - September 2017
Date of the NIP: - 1 days after the offence
Date you received the NIP: - 6 days after the offence
Location of offence (exact location as it appears on the NIP: important): - Morrisons Carpark
Was the NIP addressed to you? - Yes
Was the NIP sent by first class post, second class or recorded delivery? - First
If your are not the Registered Keeper, what is your relationship to the vehicle? -
How many current points do you have? - 0
Provide a description of events (if you know what happened) telling us as much about the incident as possible - some things that may seem trivial to you may be important, so don't leave anything out. Please do not post personal details for obvious reasons - I was unaware of any contact, I have an old Ford which already has a few scratches from previous owners. I only remember being in the car park before going to my boyfriend's house as I was early so was going to waste some time, however when I arrived I checked the time and realised I could go straight there and turned around and left the carpark.

NIP Wizard Responses
These were the responses used by the Wizard to arrive at its recommendation:
Have you received a NIP? - Yes
Are you the Registered Keeper of the vehicle concerned (is your name and address on the V5/V5C)? - Yes
Did the first NIP arrive within 14 days? - Yes
Although you are the Registered Keeper, were you also the keeper of the vehicle concerned (the person normally responsible for it) at the time of the alleged offence? - Yes
Were you driving? - Yes
Which country did the alleged offence take place in? - England

NIP Wizard Recommendation
Based on these responses the Wizard suggested that this course of action should be considered:
  • The law requires you to provide the information requested in the Section 172 notice within the 28 day period, naming yourself as the driver. If you are considering obtaining formal legal advice, do so before returning the notice.

    You should note that there is nothing to be gained by responding any earlier than you have to at any stage of the process. You are likely to receive a Conditional Offer of a Fixed Penalty (COFP) and further reminder(s). If you want to continue the fight, you should ignore all correspondence from the police until you receive a summons. You need to understand from the outset that while you will receive much help and support from members on the forums, you will need to put time and effort into fighting your case and ultimately be prepared to stand up in court to defend yourself.

Generated by the PePiPoo NIP Wizard v3.3.2: Fri, 06 Oct 2017 07:04:56 +0000
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post Fri, 6 Oct 2017 - 07:04
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BaggieBoy
post Sat, 7 Oct 2017 - 07:47
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Presumably a NIP for the car park incident. http://forums.pepipoo.com/index.php?showtopic=116163
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playdoface2
post Sat, 7 Oct 2017 - 07:58
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QUOTE (peterguk @ Sat, 7 Oct 2017 - 00:42) *
To clarify:

You were added to the policy as a learner?

Did your dad inform the insurance company when you passed your test?

AFAIK any claim will go against the policy holder.

Yes we did inform them
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playdoface2
post Sat, 7 Oct 2017 - 08:09
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So to clarify The Rookie, it won't affect other drivers on the policy who have other insurances, if a named driver is involved in a car park incident which (may) result in a claim being made against them?
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peterguk
post Sat, 7 Oct 2017 - 08:33
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QUOTE (playdoface2 @ Sat, 7 Oct 2017 - 09:09) *
So to clarify The Rookie, it won't affect other drivers on the policy who have other insurances, if a named driver is involved in a car park incident which (may) result in a claim being made against them?


Only the policy holder would have a claim registered against them IF a claim was paid out.


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The Rookie
post Sat, 7 Oct 2017 - 08:37
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No, insurance is based on risk, what increased risk do they pose if you happened to have an incident? None.


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fedup2
post Sat, 7 Oct 2017 - 10:20
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QUOTE (playdoface2 @ Sat, 7 Oct 2017 - 08:58) *
QUOTE (peterguk @ Sat, 7 Oct 2017 - 00:42) *
To clarify:

You were added to the policy as a learner?

Did your dad inform the insurance company when you passed your test?

AFAIK any claim will go against the policy holder.

Yes we did inform them


Inform them of what?
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StuartBu
post Sat, 7 Oct 2017 - 11:03
Post #27


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QUOTE (fedup2 @ Sat, 7 Oct 2017 - 11:20) *
QUOTE (playdoface2 @ Sat, 7 Oct 2017 - 08:58) *
QUOTE (peterguk @ Sat, 7 Oct 2017 - 00:42) *
To clarify:

You were added to the policy as a learner?

Did your dad inform the insurance company when you passed your test?

AFAIK any claim will go against the policy holder.

Yes we did inform them


Inform them of what?



I took it to be in reply to that question
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peterguk
post Sat, 7 Oct 2017 - 11:06
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QUOTE (StuartBu @ Sat, 7 Oct 2017 - 12:03) *
QUOTE (fedup2 @ Sat, 7 Oct 2017 - 11:20) *
QUOTE (playdoface2 @ Sat, 7 Oct 2017 - 08:58) *
QUOTE (peterguk @ Sat, 7 Oct 2017 - 00:42) *
To clarify:

You were added to the policy as a learner?

Did your dad inform the insurance company when you passed your test?

AFAIK any claim will go against the policy holder.

Yes we did inform them


Inform them of what?



I took it to be in reply to that question


Precisely. Not sure how it could be interpreted as anything else.


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fedup2
post Sat, 7 Oct 2017 - 11:32
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Looks like ive misread it.My question was was why they have notified their insurers of an incident.There may not have been one the op was involved in, and that was my point.As yet there isnt one to report unless ive also misread that too.

This post has been edited by fedup2: Sat, 7 Oct 2017 - 11:33
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