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[NIP Wizard] Unaware of car park incident
playdoface2
post Fri, 6 Oct 2017 - 07:04
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NIP Details and Circumstances
What is the name of the Constabulary? -
Date of the offence: - September 2017
Date of the NIP: - 1 days after the offence
Date you received the NIP: - 6 days after the offence
Location of offence (exact location as it appears on the NIP: important): - Morrisons Carpark
Was the NIP addressed to you? - Yes
Was the NIP sent by first class post, second class or recorded delivery? - First
If your are not the Registered Keeper, what is your relationship to the vehicle? -
How many current points do you have? - 0
Provide a description of events (if you know what happened) telling us as much about the incident as possible - some things that may seem trivial to you may be important, so don't leave anything out. Please do not post personal details for obvious reasons - I was unaware of any contact, I have an old Ford which already has a few scratches from previous owners. I only remember being in the car park before going to my boyfriend's house as I was early so was going to waste some time, however when I arrived I checked the time and realised I could go straight there and turned around and left the carpark.

NIP Wizard Responses
These were the responses used by the Wizard to arrive at its recommendation:
Have you received a NIP? - Yes
Are you the Registered Keeper of the vehicle concerned (is your name and address on the V5/V5C)? - Yes
Did the first NIP arrive within 14 days? - Yes
Although you are the Registered Keeper, were you also the keeper of the vehicle concerned (the person normally responsible for it) at the time of the alleged offence? - Yes
Were you driving? - Yes
Which country did the alleged offence take place in? - England

NIP Wizard Recommendation
Based on these responses the Wizard suggested that this course of action should be considered:
  • The law requires you to provide the information requested in the Section 172 notice within the 28 day period, naming yourself as the driver. If you are considering obtaining formal legal advice, do so before returning the notice.

    You should note that there is nothing to be gained by responding any earlier than you have to at any stage of the process. You are likely to receive a Conditional Offer of a Fixed Penalty (COFP) and further reminder(s). If you want to continue the fight, you should ignore all correspondence from the police until you receive a summons. You need to understand from the outset that while you will receive much help and support from members on the forums, you will need to put time and effort into fighting your case and ultimately be prepared to stand up in court to defend yourself.

Generated by the PePiPoo NIP Wizard v3.3.2: Fri, 06 Oct 2017 07:04:56 +0000
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post Fri, 6 Oct 2017 - 07:04
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samthecat
post Fri, 6 Oct 2017 - 07:16
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Could you add in what you have received and what it says?

Alleged bump in the car park?


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playdoface2
post Fri, 6 Oct 2017 - 07:38
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QUOTE (samthecat @ Fri, 6 Oct 2017 - 08:16) *
Could you add in what you have received and what it says?

Alleged bump in the car park?

Fail to stop at an accident contrary to section 170 of the road traffic act 1988,
Fail to give details at an accident contrary to section 170(4) of the road traffic act 1988,
Fail to report an accident contrary to section 170 of the road traffic act 1988,
Careless driving contrary to section 3 of the road traffic act 1988.

This post has been edited by playdoface2: Fri, 6 Oct 2017 - 07:50
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samthecat
post Fri, 6 Oct 2017 - 08:13
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Ok.

You need to complete the NIP with your details, I would then expect the police to be in touch. They will either want your insurance details to pass on to the other party or will want to interview you regarding the allegations. Difficult to say which is more likely without knowing what has been alleged.

If police want to interview you insist it's done at a police station so you can get free legal advice and a rep to attend with you.


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Jlc
post Fri, 6 Oct 2017 - 08:13
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At this stage they are just asking for the driver at the time and location - there doesn't appear to be any doubt here.

Provide the details and see what they want to do next. It is likely they'll want to discuss the matter and if there was 'contact' then they may just pass the matters to insurers.


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RK=Registered Keeper, OP=Original Poster (You!), CoFP=Conditional Offer of Fixed Penalty, NtK=Notice to Keeper, NtD=Notice to Driver
PoFA=Protection of Freedoms Act, SAC=Safety Awareness Course, NIP=Notice of Intended Prosecution, ADR=Alternative Dispute Resolution
PPC=Private Parking Company, LBCCC=Letter Before County Court Claim, PII=Personally Identifiable Information

Private Parking - remember, they just want your money and will say almost anything to get it.
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playdoface2
post Fri, 6 Oct 2017 - 08:46
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Will I get points? As I an a new driver and 6 points or more will make me lose my license?
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AntonyMMM
post Fri, 6 Oct 2017 - 09:03
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QUOTE (playdoface2 @ Fri, 6 Oct 2017 - 09:46) *
Will I get points? As I an a new driver and 6 points or more will make me lose my license?


Who knows .... we don't know what is alleged to have happened.

Sounds like a minor car-park nudge which is almost always left to insurance companies to sort out .... all you can do is name yourself as the driver and see what happens. If you want you can add a note to say that you are not aware of being involved in any incident at that time/location (nothing more), but you don't have to.

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Jlc
post Fri, 6 Oct 2017 - 10:23
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QUOTE (playdoface2 @ Fri, 6 Oct 2017 - 09:46) *
Will I get points? As I an a new driver and 6 points or more will make me lose my license?

Careless driving has the possibility of 3-9 points - but given your description that seems vanishingly likely. However, as noted, without knowing what's alleged/occurred it's impossible to predict.


--------------------
RK=Registered Keeper, OP=Original Poster (You!), CoFP=Conditional Offer of Fixed Penalty, NtK=Notice to Keeper, NtD=Notice to Driver
PoFA=Protection of Freedoms Act, SAC=Safety Awareness Course, NIP=Notice of Intended Prosecution, ADR=Alternative Dispute Resolution
PPC=Private Parking Company, LBCCC=Letter Before County Court Claim, PII=Personally Identifiable Information

Private Parking - remember, they just want your money and will say almost anything to get it.
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playdoface2
post Fri, 6 Oct 2017 - 14:28
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Do I have to let my insurance company know?
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peterguk
post Fri, 6 Oct 2017 - 14:32
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QUOTE (playdoface2 @ Fri, 6 Oct 2017 - 15:28) *
Do I have to let my insurance company know?


It needs to be established that an accident has taken place first.


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playdoface2
post Fri, 6 Oct 2017 - 16:23
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They also attached an extra form that asked for my insurance suppliers, policy number and additional information, shall I supply these pieces of information as it says it's not compulsory however may help lower the need to be interviewed.
Also shall I explain I was unaware of the incident in the additional information notes?sad.gif
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cp8759
post Fri, 6 Oct 2017 - 19:29
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QUOTE (playdoface2 @ Fri, 6 Oct 2017 - 17:23) *
They also attached an extra form that asked for my insurance suppliers, policy number and additional information, shall I supply these pieces of information as it says it's not compulsory however may help lower the need to be interviewed.
Also shall I explain I was unaware of the incident in the additional information notes?sad.gif


If you supply your insurance details and explain that you were unaware of any incident, it increases the likelihood that the police will just supply your insurance details to the other side and leave it at that (although of course there is no guarantee that that will be the outcome)
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playdoface2
post Fri, 6 Oct 2017 - 22:10
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If you supply your insurance details and explain that you were unaware of any incident, it increases the likelihood that the police will just supply your insurance details to the other side and leave it at that (although of course there is no guarantee that that will be the outcome)
[/quote]

I'm guessing I will have to contact my insurance if I'm now giving over the details? Is it possible to just pay for any damage as other family members are on my insurance and wouldn't like to affect their other insurance prices? Also how long will this process take? Or does it depend on what choice is made?
Thank you for all who have advised, you have helped me sleep more soundly:)

This post has been edited by playdoface2: Fri, 6 Oct 2017 - 22:50
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cp8759
post Fri, 6 Oct 2017 - 22:13
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QUOTE (playdoface2 @ Fri, 6 Oct 2017 - 23:10) *
I'm guessing I will have to contact my insurance if I'm now giving over the details? Also how long will this process take? Or does it depend on what choice is made?
Thank you for all who have advised, you have helped me sleep more soundly:)


The best approach with insurance is honesty, just tell them you've been asked to provide your insurance details due to an incident but you are unaware of what the incident actually is. Don't use the word accident because at present you have no firm evidence to suggest an accident has occurred.
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playdoface2
post Fri, 6 Oct 2017 - 22:53
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QUOTE (cp8759 @ Fri, 6 Oct 2017 - 23:13) *
QUOTE (playdoface2 @ Fri, 6 Oct 2017 - 23:10) *
I'm guessing I will have to contact my insurance if I'm now giving over the details? Also how long will this process take? Or does it depend on what choice is made?
Thank you for all who have advised, you have helped me sleep more soundly:)


The best approach with insurance is honesty, just tell them you've been asked to provide your insurance details due to an incident but you are unaware of what the incident actually is. Don't use the word accident because at present you have no firm evidence to suggest an accident has occurred.

Is it uncommon for the other party to accept money for the charges (if firm proof is found?) instead of going through insurance as I don't want to affect my other family members insurance prices who are also on my policy to increase? I'm hoping I can sort it without having to contact those family members and cause them undue stress?
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peterguk
post Fri, 6 Oct 2017 - 23:23
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QUOTE (playdoface2 @ Fri, 6 Oct 2017 - 23:53) *
QUOTE (cp8759 @ Fri, 6 Oct 2017 - 23:13) *
QUOTE (playdoface2 @ Fri, 6 Oct 2017 - 23:10) *
I'm guessing I will have to contact my insurance if I'm now giving over the details? Also how long will this process take? Or does it depend on what choice is made?
Thank you for all who have advised, you have helped me sleep more soundly:)


The best approach with insurance is honesty, just tell them you've been asked to provide your insurance details due to an incident but you are unaware of what the incident actually is. Don't use the word accident because at present you have no firm evidence to suggest an accident has occurred.

Is it uncommon for the other party to accept money for the charges (if firm proof is found?) instead of going through insurance as I don't want to affect my other family members insurance prices who are also on my policy to increase? I'm hoping I can sort it without having to contact those family members and cause them undue stress?


Damage can be paid for directly between drivers, but to a certain extent you don't have any control what happens. Difficult to imagine how there can be any damage to the other car if you did not make contact with any other vehicle.

This post has been edited by peterguk: Fri, 6 Oct 2017 - 23:24


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playdoface2
post Fri, 6 Oct 2017 - 23:39
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I would like to double check my understanding for future reference of named drivers on insurance policies. I am the registered keeper however as I was learning, my dad was put as the main policy holder as he used it for work commuting; putting myself and sister as named drivers (Before she bought her new car). However as I passed my test 2 months ago we were looking into changing the policy into my name or looking for another insurance supplier. I have been issued a NIP and was the driver during the time of the alleged incident, if it does come back that it is going through insurance will it affect my sister and dads other insurances? Or just myself as it is a claim against me? (My dad is a named driver on my parents car and my sister in a main policy holder on her own car policy).
Many thanks in advance.
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peterguk
post Fri, 6 Oct 2017 - 23:42
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To clarify:

You were added to the policy as a learner?

Did your dad inform the insurance company when you passed your test?

AFAIK any claim will go against the policy holder.


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The Rookie
post Sat, 7 Oct 2017 - 01:42
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NIP for?

If it's just a motoring offence (speeding, red light etc.) then it only reflects on the driver not others in the policy (but will impact any policy that driver is on), as would be obvious really.

If it was an accident resulting in a claim then any policy the driver is on will be impacted as will this policy not accruing no claims.


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There is no such thing as a law abiding motorist, just those who have been scammed and those yet to be scammed!

S172's
Rookies 1-0 Kent

Council PCN's
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PPC PCN's
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The Rookie
post Sat, 7 Oct 2017 - 04:53
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You should still report the collision to your insurer if you pay privately, doesn't mean everyone does though!


--------------------
There is no such thing as a law abiding motorist, just those who have been scammed and those yet to be scammed!

S172's
Rookies 1-0 Kent

Council PCN's
Rookies 1-0 Warwick
Rookies 1-0 Birmingham

PPC PCN's
Rookies 8-0 PPC's
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