NOT INSURED-NOT DRIVEN |
Helping the motorist get justice 
Helping the motorist get justice
NOT INSURED-NOT DRIVEN |
 Thu, 14 May 2020 - 12:37
Post
#1
|
|
|
New Member Group: Members Posts: 4 Joined: 14 May 2020 Member No.: 108,680  |
Hi, I'm a naturally worrier about breaking the Law. So normally I make sure everything is by the book.
When COVID struck I had 2 cars. So one car I cancelled insurance and took off-road (private land) and not looked at it since. Not driven it or anything. Not even seen it for 2 months (like a donut didn't even leave car keys so my mate whose land it is could turn it over). Anyway, Monday, no idea why it took so long, I suddenly realised I'd not SORN it (did so straight away). My worry is could I still be done for not having insurance? |
 |
 
|
 |
| Advertisement |
Thu, 14 May 2020 - 12:37
Post
#
|
 Advertise here! |
|
|
|
|
|
Thu, 14 May 2020 - 13:16
Post
#2
|
|
|
Member Group: Members Posts: 3,315 Joined: 17 Jun 2011 Member No.: 47,602 |
AFAIK, yes.
|
|
|
|
|
Thu, 14 May 2020 - 13:52
Post
#3
|
|
|
Member Group: Members Posts: 28,687 Joined: 27 Nov 2007 Member No.: 15,642 |
Yes, my understanding is you must have insurance OR SORN.
I would declare SORN ASAP.... |
|
|
|
|
Thu, 14 May 2020 - 14:32
Post
#4
|
||||
 Webmaster  Group: Root AdminPosts: 8,205 Joined: 30 Mar 2003 From: Wokingham, UK Member No.: 2 |
QUOTE (nosferatu1001 @ Thu, 14 May 2020 - 14:52)  I would declare SORN ASAP.... QUOTE (goodybag @ Thu, 14 May 2020 - 13:37) I suddenly realised I'd not SORN it (did so straight away).
-------------------- Regards,
Fredd __________________________________________________________________________
|
|||
|
|
|
|||
|
Thu, 14 May 2020 - 17:02
Post
#5
|
|
|
New Member Group: Members Posts: 4 Joined: 14 May 2020 Member No.: 108,680 |
Car wasn't actually driven?
|
|
|
|
|
Thu, 14 May 2020 - 17:08
Post
#6
|
|
 Member  Group:  Life MemberPosts: 24,219 Joined: 9 Sep 2004 From: Reading Member No.: 1,624 |
There are (as far as is relevant) 2 separate offences you can commit by not having insurance - using a motor vehicle without insurance (driving, or it being parked on the road) - which is a big fine and 6 points, and being the keeper of a vehicle which is not insured - which is a much smaller fine and no points.
-------------------- Andy
Some people think that I make them feel stupid. To be fair, they deserve most of the credit. |
|
|
|
|
Thu, 14 May 2020 - 17:37
Post
#7
|
|
|
New Member Group: Members Posts: 4 Joined: 14 May 2020 Member No.: 108,680 |
QUOTE (andy_foster @ Thu, 14 May 2020 - 18:08) There are (as far as is relevant) 2 separate offences you can commit by not having insurance - using a motor vehicle without insurance (driving, or it being parked on the road) - which is a big fine and 6 points, and being the keeper of a vehicle which is not insured - which is a much smaller fine and no points. I assume they base it on if they catch you driving it you get the former and if they don't catch you you get latter? Now it is SORN do you think they will come after me? Please, don't anyone think I in any way was thinking or planning to drive it uninsured. I wet myself if I hit a 32 in a 30mph zone. I've been petrified all week about this. TBH, now thinking of scrapping the car. It only saved me £50 a month and isn't worth the hassle. |
|
|
|
|
Thu, 14 May 2020 - 19:10
Post
#8
|
|
|
Member Group: Members Posts: 3,315 Joined: 17 Jun 2011 Member No.: 47,602 |
QUOTE (goodybag @ Thu, 14 May 2020 - 18:37) QUOTE (andy_foster @ Thu, 14 May 2020 - 18:08) There are (as far as is relevant) 2 separate offences you can commit by not having insurance - using a motor vehicle without insurance (driving, or it being parked on the road) - which is a big fine and 6 points, and being the keeper of a vehicle which is not insured - which is a much smaller fine and no points. I assume they base it on if they catch you driving it you get the former and if they don't catch you you get latter? Now it is SORN do you think they will come after me? Never assume. They could do both! |
|
|
|
|
Thu, 14 May 2020 - 19:36
Post
#9
|
|
|
New Member Group: Members Posts: 4 Joined: 14 May 2020 Member No.: 108,680 |
QUOTE (666 @ Thu, 14 May 2020 - 20:10) QUOTE (goodybag @ Thu, 14 May 2020 - 18:37) QUOTE (andy_foster @ Thu, 14 May 2020 - 18:08) There are (as far as is relevant) 2 separate offences you can commit by not having insurance - using a motor vehicle without insurance (driving, or it being parked on the road) - which is a big fine and 6 points, and being the keeper of a vehicle which is not insured - which is a much smaller fine and no points. I assume they base it on if they catch you driving it you get the former and if they don't catch you you get latter? Now it is SORN do you think they will come after me? Never assume. They could do both! I was going by there post. So someone who hasn't driven an uninsured car could get 6 points? |
|
|
|
|
Thu, 14 May 2020 - 19:43
Post
#10
|
|
 Member Group: Members Posts: 33,634 Joined: 2 Apr 2008 From: Not in the UK Member No.: 18,483 |
QUOTE (goodybag @ Thu, 14 May 2020 - 20:36) I was going by there post. So someone who hasn't driven an uninsured car could get 6 points? If they permitted someone else to drive it, yes. Or left it uninsured on a road or public place, which counts as “use”. -------------------- Moderator
Any comments made do not constitute legal advice and should not be relied upon. No lawyer/client relationship should be assumed nor should any duty of care be owed. |
|
|
|
 |
|
Lo-Fi Version | Time is now: Tuesday, 16th April 2024 - 03:25 |
