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Possible Speeding Ticket - Queensbridge Rd, Hackney
John121
post Tue, 12 Mar 2019 - 23:20
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Hey guys,
I was driving my dads vehicle on Queensbridge Road, and speed limit was 20mph.

Speed camera was next to traffic lights, I do remember slightly accelerating to pass the traffic light as it was about to turn red, however I'm sure I didn't go over 20mph.

However the camera did flash, after having observed the camera it seems as though its for 2 lanes so I can't remember if there was anyone on the other lane which it may have flashed for. But I do remember the traffic lights just about turning red when I went past them, so not sure if these cameras are designed to flash if you go through red light.

Below is the location of the camera: https://www.google.co.uk/maps/@51.5353415,-...3312!8i6656

Please let me know your thoughts? Also if It does turn out to be a speeding ticket or going through red light, whats the possible fines or points I am likely to receive?

Ive never had any points in my life nor have I received any speeding fines before.

Any help will be much appreciated.

Thanks
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post Tue, 12 Mar 2019 - 23:20
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Jlc
post Thu, 14 Mar 2019 - 11:49
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QUOTE (John121 @ Wed, 13 Mar 2019 - 14:26) *
I'm not even on his insurance policy.
I have my own insurance policy which also covers me as any driver on another vehicle.

There are quite often very specific requirements to DOV. Have you double-checked them? (An age limitation for example)


--------------------
RK=Registered Keeper, OP=Original Poster (You!), CoFP=Conditional Offer of Fixed Penalty, NtK=Notice to Keeper, NtD=Notice to Driver
PoFA=Protection of Freedoms Act, SAC=Safety Awareness Course, NIP=Notice of Intended Prosecution, ADR=Alternative Dispute Resolution
PPC=Private Parking Company, LBCCC=Letter Before County Court Claim, PII=Personally Identifiable Information, SAR=Subject Access Request

Private Parking - remember, they just want your money and will say almost anything to get it.
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John121
post Thu, 14 Mar 2019 - 12:36
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Below are the requirements: Driving Other Cars (DOC) provides Third Party Only cover and is restricted to policyholders only and will not apply to policyholders aged under 25 and/or policyholders engaged in the motor trade.
I can confirm I meet all the above requirements.

I also know 1 of the requirements is that the vehicle you are driving must be insured by someone else. I believe my father has business insurance on it, so it should allow me to drive it as any driver as per my policy.

This post has been edited by John121: Thu, 14 Mar 2019 - 12:41
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peterguk
post Thu, 14 Mar 2019 - 12:56
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QUOTE (John121 @ Thu, 14 Mar 2019 - 12:36) *
I believe my father has business insurance on it

You need to know, not "believe".


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DancingDad
post Thu, 14 Mar 2019 - 12:57
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Seems fair enough.
A policy I had with Hastings specifically excluded family members from DOV.
Not saying yours does but it peed me orfe.
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John121
post Thu, 14 Mar 2019 - 14:12
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Yes definitely has business insurance with the vehicle :-)
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John121
post Tue, 26 Mar 2019 - 18:52
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Hey guys,
Today is the 14th day and I have not received any ticket.

Is it safe to say I've been let off the hook on this occasion?
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notmeatloaf
post Tue, 26 Mar 2019 - 22:18
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No, because the normal advice is for the registered keeper to go get the physical log book and make sure their details are correct. A surprising number of people who are sure they are the RK actually aren't - and you are relaying information second hand.

If you are correct that your Dad has the V5C - or perhaps slightly easier, receives the car tax letters direct from the DVLA (and it isn't a Motability car) then you are correct, in the very unlikely event they send your Dad a NIP then there would be a statutory defence.
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John121
post Wed, 27 Mar 2019 - 16:52
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I can confirm that my Father is the registered keeper of the vehicle (has the V5 log book registered to his name/address and also receives road tax letters for his vehicle named and addressed to him).
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